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Auto Accident Attorneys The long-term effects of a crash could result in costly medical bills, a diminished income and suffering. auto accident attorney wilmington who caused your accident should be accountable for the losses. A skilled New York City auto accident lawyer can help you pursue the full amount of compensation for all your losses. A qualified attorney for car accidents can also help you avoid unfair denials from insurance companies. Distracted driving Every driver is responsible to drive their vehicle safely and keep their focus on the road. Distracted driving is the leading cause of near-collisions and collisions, and it can be incredibly dangerous for other drivers on the road. If you've been injured by a motorist who is distracted, you may be qualified for compensation. Distracted driving can include eating, reaching for items in the car, interacting with other passengers changing dashboard controls like the radio or temperature personal grooming such as shaving or applying makeup and much more. This includes eating, reaching into the car to get items, interacting with passengers and adjusting dashboard controls like the radio or temperature. It can also include personal grooming, such as shaving or applying make-up. According to research conducted by the National Highway Traffic Safety Administration and the Virginia Tech Transportation Institute, about 80 percent of all crashes and 65 percent of near-collisions are caused by driver distraction. Even looking away from the road for five seconds at 55 mph increases your chance of being involved in a crash. If you've been injured in an accident caused by a distracted driver, a skilled auto accident attorney can help. They will investigate your case and present the most persuasive arguments for full compensation. This includes covering all of your future and current costs. Car crashes Car accidents can take on a variety of forms including simple fender benders to devastating head-on collisions. The type of accident determines who's at fault, as does the severity and extent of the victims' injuries and the extent of their financial losses. National Highway Traffic Safety Administration (NHTSA) crash statistics reveal that driver errors are the main driver's fault in motor vehicle accidents. Even the tiniest distractions such as flipping through radio stations making-up or reading a map – can result in an injury or accident. Other reasons for car accidents are speeding, drunk or reckless driving, bad weather conditions, inexperienced drivers, or older drivers. A New York City car accident lawyer can analyze your case to identify the parties at fault and determine the extent of your injuries and financial losses. They can also negotiate with the defendant's insurance company to reach a fair settlement for your claim. A skilled auto accident lawyer can assist you in obtaining the compensation you deserve, which could include for past and future medical expenses loss of wages, mental and physical anxiety, and other damages. They can also ensure that your claim is covered by coverage for sub-insured or uninsured drivers, if necessary. This is especially crucial if the driver at fault doesn't have insurance, or is only carrying the minimum amount required by New York law. Uninsured or underinsured drivers Certain drivers do not have insurance while others have a minimal amount of insurance. When an under- or uninsured driver is responsible for causing collisions, it can be difficult to collect compensation for your loss. In these instances it is essential to have a competent lawyer representing you and the insurance company. When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is usually included in a comprehensive policy and provides you with crucial protections in the event that you're involved in an accident that is serious. The process for filing UIM/UM claims is similar the typical claim for auto accidents. It usually involves submitting copies of your medical bills as well as auto repair bills. The insurance company will scrutinize these documents as well as other ones to determine whether your losses are covered by the policy of the other driver. It is best to talk to a New York City car accident attorney as soon as is possible after the crash and make an immediate claim for UIM/UM, particularly when the other driver claims they do not have or lack insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss. Property Damage If your vehicle is damaged in an accident, you are able to seek compensation through the insurance company of the party who was at fault. Our lawyers can help you file a claim for both economic and non-economic losses, including medical expenses and lost income. You may also be able to receive compensation for your pain and suffering. We will keep track of every physical evidence that is found in your case. This includes taking photos of the scene of the accident the property, and any damage, such as fractured glass or dents. We will also take note of any accident or police reports as well as any information from witnesses. New York State's law is based on negligence that is comparative. This means that if found partially responsible for an accident, you'll be reduced in damages by the percentage of blame you are awarded. Likewise, the defendant may find themselves to be the sole responsible for the accident, and thus ineligible to recover at all. Be careful not to give any written or oral declarations to representatives of the at-fault parties' insurance companies, as these can be used against you in court. It is also important to consult a doctor right away after the accident, since some injuries take time to be discovered and could be used against you if you try to obtain compensation for your injuries later on.